Subject-matter of insurance:
- Flat,
- House, villa, dacha,
- Electrical appliances,
- Furniture and other movable property.
Risks insured:
- Fire, lightning, explosion,
- Natural disasters, earthquake,
- Falling of aircraft or other flying devices or their fragments,
- Damage by water resulting from burst of pipes or overflow of reservoirs,
- Malicious damage from third parties including theft with (violent or forcible) burglarious entry,
- Impact by motor vehicles,
- Landslip, subsidence, mudflow,
- Other risks.
Additional coverage:
Householder's third party liability insurance for damage to health or property of third parties (including property and health of neighbors).